Many entrepreneurs think it is harder to get a mortgage than when you are employed. Fortunately, that is far from always the case. More and more lenders offer options for self-employed people, company directors, partners in a partnership and sole traders.

Still, we notice that many entrepreneurs can no longer see the wood for the trees. Every bank applies its own conditions and acceptance rules. Where one lender mainly looks at annual figures, another looks at the development of your business or future income expectations.

At Saygin Advies we guide entrepreneurs every day in realising their housing wishes. We understand the challenges entrepreneurs face and are happy to help you find a mortgage that fits your personal and business situation.

How do lenders assess an entrepreneur's income?

When applying for a mortgage, lenders look beyond just your turnover or profit. Depending on your business structure and situation, various factors can play a role. Think of:

Because every situation is unique, we compare multiple lenders and look at which parties best fit your profile.

Being an entrepreneur and buying a home

Have you recently started as an entrepreneur? Do you have a private limited company (BV)? Or do you run a business together with a business partner? In many cases there are more options than you might expect. Entrepreneurs with a relatively short business history can also qualify for a mortgage under certain conditions. We help, among others:

A mortgage that fits your future plans

A mortgage is not just about what you can borrow today. Perhaps you want to expand in the future, invest in your business, work less, or buy a new home. That is why we look beyond just the maximum mortgage. Together we discuss, among other things:

This way we ensure that your mortgage not only fits today, but also matches your plans for tomorrow.

Curious about your options?

Would you like a first impression of your financing options? With our Maximum Mortgage Calculator tool you quickly get an indication of your maximum mortgage based on your income and personal situation. The outcome gives a first indication — during a personal consultation we assess your options in depth.

Would you like to know what your options are as an entrepreneur? We are happy to look into it with you.

Personal advice. Clear explanations. A mortgage that fits your business and your future.