The maximum mortgage depends, among other things, on your income, any loans, financial obligations, the value of the property and the current mortgage standards. During a consultation we calculate what is responsible and possible in your situation.

When buying a home you usually have to account for additional costs, such as notary fees, valuation costs and advisory fees. These costs generally cannot always be included in the mortgage.

Under certain conditions, the National Mortgage Guarantee offers extra security for both the lender and the homeowner. A mortgage with NHG also often has a lower interest rate than a mortgage without NHG.

That depends on your personal situation, future plans and financial wishes. Popular mortgage types are the annuity mortgage and the linear mortgage. We help you make a suitable choice.

Yes. As a freelancer, company director or entrepreneur there are often still options to take out a mortgage. Lenders look at, among other things, your income history, annual figures and future prospects. You can already apply for a mortgage after 1 year of self-employment.

Yes. Expats living and working in the Netherlands can often apply for a mortgage. The options depend, among other things, on your residence status, income and employment contract.

Incapacity for work can affect your income and housing costs. During our advice we look at the risks and discuss which solutions are available to create financial security.

In many cases, life insurance is not mandatory. Still, it can be wise to financially protect your partner or family in the event of your death.

Extra repayments can lead to lower monthly payments and less interest cost. Whether this is wise for you depends on your financial situation, future plans and possible alternatives such as saving or investing.

There are various financing options for energy-saving measures. Think, for example, of a mortgage increase or a specific sustainability budget within the mortgage.

That depends on your current mortgage rate, any early repayment penalty, remaining fixed-rate period and your personal situation. Our savings check gives you a first indication of the options.

The processing time differs per lender and situation. The speed depends, among other things, on the documents provided, the assessment of the application and any additional conditions.