Perhaps your family has grown and you are looking for more space. Perhaps you want to live on one level, live closer to work, or realise your dream home. Whatever the reason, moving is often a great step towards a new phase in your life.

At the same time, a move raises many financial questions. Can you take your current mortgage with you? What happens to the equity in your home? Is it wise to keep your interest rate when moving? And how much can you actually spend on your next home?

At Saygin Advies we understand that every move is different. That is why we look not only at the figures, but also at your wishes, future plans and personal situation. This gives you insight into your options before you make important decisions.

What happens to your current mortgage?

When you move, your current mortgage often continues to play an important role. In some cases you can take (part of) your existing mortgage with you to your new home. You may be entitled to attractive interest rate conditions that you would like to keep. The equity you have built up can also affect the financing of your next home.

Together with you, we look at:

This gives you a clear picture of what is financially responsible and achievable.

More options than you might think

Many homeowners do not realise what options arise when their home has increased in value. The equity built up can, for example, be used for:

Because every situation is unique, we think it is important to look at the complete situation together.

Want insight into your options first?

Many clients find it useful to get a first impression of their financial options in advance. That is why we offer various online tools that let you orientate yourself without obligation.

With our Maximum Mortgage Calculator tool you quickly get insight into what is possible. You can also use our Current Interest Rate Overview to see how mortgage rates are developing.

Considering a move? Feel free to contact us for a no-obligation conversation. We are happy to show you what options there are and what to take into account before you start looking for your next home.

Personal advice, clear explanations and guidance from A to Z. That is what Saygin Advies stands for.